Buying a new car or bike? The ex-showroom price you see in advertisements is only half the story.
The amount you actually pay at the dealership is called the On-Road Price — and it can be ₹50,000 to ₹2,50,000 more depending on taxes, insurance, and location.
Our On-Road Price Calculator helps you calculate the exact total cost you will pay for a vehicle in India — with no hidden charges and no confusion. Just enter the vehicle price, insurance, RTO percentage, and other charges, and get the accurate final payable amount instantly.
On-Road Price Calculator
Quickly estimate the on-road price for any car or bike in India.
What Is On-Road Price?
The on-road price is the final amount you pay to take your vehicle home. It includes:
- Ex-showroom price (base cost of the vehicle)
- RTO charges / Road tax
- Insurance premium
- Registration fees
- Fastag, accessories, handling charges
- Any dealer fees
In simple words:
On-Road Price = What you actually pay,
not what the advertisement shows.
How to Use This On-Road Price Calculator?
Enter these four values:
✔ Ex-Showroom Price
✔ RTO Charges (%)
✔ Insurance Amount (%)
✔ Other Charges (Fastag, handling, accessories, etc.)
Click Calculate and instantly get:
- Total On-Road Price
- Breakup of each charge
- Insurance and RTO calculation
- Accurate real budget estimate
No showroom visit. No negotiation. No surprises.
Why You Must Calculate On-Road Price Before Buying
Car companies advertise ex-showroom prices to look cheaper, but the real expense is the on-road price you pay to drive home.
This calculator helps you:
- Know the real amount you must arrange
- Compare two vehicles correctly
- Avoid dealer traps & hidden fees
- Plan down payment and EMI smartly
- Take financial decisions confidently
A buyer who knows the on-road price never gets fooled.
Benefits of This Calculator
✔ 100% accurate for Indian buyers
✔ Works for cars, bikes & EVs
✔ Perfect for price comparison between models
✔ No login or app required
✔ Instant breakup of charges
✔ Makes you dealership-ready
Car or bike price research starts here — with clarity.
What Does On-Road Price Include?
| Component | Included In On-Road? | Notes |
|---|---|---|
| Ex-Showroom Price | ✔ | Vehicle base price |
| RTO / Road Tax | ✔ | State-wise tax |
| Insurance | ✔ | Mandatory for delivery |
| Fastag | ✔ | Required for toll highways |
| Handling Charges | ✔ | Sometimes hidden by dealers |
| Extended Warranty | Optional | Depends on buyer |
| Accessories | Optional | Negotiable |
Understanding each charge saves money during vehicle purchase.
Example
If a car costs ₹10,00,000 (ex-showroom):
| Fees | Cost |
|---|---|
| RTO @ 10% | ₹1,00,000 |
| Insurance @ 3% | ₹30,000 |
| Other Charges | ₹8,000 |
| Final On-Road Price | ₹11,38,000 |
This is why calculating an on-road price is essential before booking.
Who Should Use This Calculator?
This tool is extremely useful for:
✔ People planning to buy a new car or bike
✔ Buyers comparing on-road prices in different cities
✔ First-time buyers confused about taxes and charges
✔ Anyone planning down payment + EMI
If price matters, this tool is your first step.
Pro Buyer Tip
Always negotiate for:
- Insurance discount
- Free accessories
- Handling charge waiver
- Corporate / loyalty bonus
Dealers overcharge because buyers don’t check numbers.
With this tool, you are not that buyer.
Final Verdict
The vehicle you like may be within your budget —
but its on-road price decides if you can actually own it.
Use this calculator to know the true cost, plan finances smartly, and take an informed decision.
Scroll down and calculate your on-road price now — before entering the showroom.